Buyers Guide
Buyer Advantage
When you are ready to buy a home and before you begin searching for a home, make a detailed "LKR WISH LIST" of what you want and in a home. Your REALTOR® will help you prioritize your list and will suggest features you may overlook.
First, you need to decide where you want to live or the neighborhood you’re going to call home. Location is just as important as the property you choose. Decide what you need in a neighborhood. Do you have children that are school age or will soon be? Are you single without a vehicle and using local transit? Are you downsizing from a large home?
When you have determined your requirements, your REALTOR® can quickly find information about potential neighborhoods, pricing trends and community information and suggest areas that seem best suited to your requirements.
Second, think about the type of home you want, for example, condominium, townhouse or single family, new or resale, and the amount of space you need. Print the LKR WISH LIST, fill it out, and take it with you to your LKR AGENT.
LKR is committed to integrity, innovation, and quality service guiding our clients through the entire moving process and beyond. Whether this is your first or seventh home buying experience, YOUR home purchase is likely the single largest and most important financial investment most people ever make. We invite you to visit with one of our professional agents and show you why Lepic-Kroeger, REALTORS® is the right choice for YOU!
How Much Home Can I Afford?
Before you begin to shop for your home, enhance your buying power by getting pre-approved or pre-qualified.
Pre-Approval will help you in many ways.
- Interest rates are usually locked in for a set period of time. You will know in advance exactly what your payments will be on offers you choose to make.
- You won't waste your time on houses you can not afford.
- You can select the best loan package without being under pressure.
- Seller may be more make concessions if they know financing is secured, and make your offer more competitive.
Pre-Qualified means a loan officer has determined a borrower is credit worthy and financially able to qualify for a certain loan.
The main home buying expenses include the down payment, the mortgage and the completion costs. Current interest rates will effect the amount you can afford. Talk to your LKR AGENT about various homebuyer incentive programs that can assist you with your purchase.
First Time Home Buyers Bonus up to $8,000.
Choose a REALTOR
Selecting the right agent can make all the difference. You should find someone you trust and that help you through the entire buying process and beyond. We will be happy to send you a Welcome Packet and let you choose any one of full-time professional REALTORS. Visit our agent's profiles.
Search
When you begin looking for a house, you should consider the following: Where do you want to live? What type of house do you want? What features of a home are you not willing to compromise on? Think about your housing needs and put your "wish list" on paper. Now you are ready to begin your search. A great place to start your search is www.LKRinfo.com. Hot properties can sell quickly, so working with an agent gets you the Fast Start at finding the right home for you and your family.
Securing the Transaction
When you have found your home and an offer is accepted, your LKR agent can help you by providing a list of banks, insurance companies and inspectors to choose from. Helping you with the final walk-thru before you close and insuring your rights are protected.
What LKR Professional Agents
Can Provide For YOU!
- A full-time LKR Agent understands market conditions and has access to information not available to the average homeowner.
- A full-time LKR Agent can advertise effectively for the best results, (For example your listing in our bi-weekly source, at least four different websites, flyers, virtual tours and open houses.) Reaching more people giving you the maximize exposure on your home or business.
- A full-time LKR Agent knows how to price your home realistically, to give you the highest price possible in the least amount of time on the market.
- A full-time LKR Agent is experienced in creating demand for homes and how to show the advantage of your home.
- A full-time LKR Agent will listen to your needs, respect your opinions and allow you to make your own decisions.
- A full-time LKR Agent is always "on-call", answering the phone at all hours, and showing homes evenings and weekends.
- A full-time LKR Agent can remain objective when presenting offers and counter-offers on your behalf.
- A full-time LKR Agent can help you protect your rights, particularly important with increasingly complicated, changing real estate laws and regulations.
- A full-time LKR Agent is experienced with resolving problems to ensure a successful closing on your home. more by selling their property through a REALTOR than trying on your own.
Why Buy with Lepic-Kroeger, REALTORS®
- Lepic-Kroeger, REALTORS® #1 Listed and Sold Real Estate Company in Our Local Market in 2002, 2003, 2004, 2005, 2006, 2007 and 2008!!!
- Lepic-Kroeger, REALTORS® was involved in $310.71 million or approximately 31.02% of the market volume and 1,571 in total units more than the next three leading companies combined in the following years of 2002, 2003, 2004, 2005, 2006, 2007 and in 2008.
- Lepic-Kroeger, REALTORS® offer you 37 full-time REALTORS, 17 licensed assistants and 6 full-time office support staff helping you through the entire buying process.
- Lepic-Kroeger, REALTORS® agents have access to the Multiple Listing Service (MLS) which gives them a complete and up-to-date list of all the area listings.
- Lepic-Kroeger, REALTORS® work with numerous developers and builders giving you more choices for a new construction home.
- Lepic-Kroeger, REALTORS® "Iowa City's Largest and Oldest Locally Owned Independent Real Estate Company" in business since 1982.
- Lepic-Kroeger, REALTORS® understands and will constantly strive to provide PROFESSIONAL SERVICES that will assist SELLERS and BUYERS in the successful completion of their real estate needs. "We recognize customer satisfaction and community involvement to be the keys in maintaining our market leadership."
- Lepic-Kroeger, REALTORS® agents assist buyers to find the right financing professional for them.
- LEPIC-KROEGER CHARGES NO BUYER TRANSACTION FEES.
- Lepic-Kroeger, REALTORS® can provide you with a list of inspectors and home warranty companies to help you put your mind at ease.
The real difference between LKR & our competitors is
LKR SERVICE to our clients & community.
